• African-Americans contract serious diseases sooner, resulting in 96,800 deaths that would not have happened if they fell sick at the same rate as whites. Williams compared the loss of life to «a fully loaded jumbo jet, with 265 passengers and crew taking off from Boston Logan Airport and crashing today, everybody on board dying, and the same thing happens tomorrow. And the same thing happens every day next week and every day next month and every day for a year.»
• Since 1950, the black-white gap in life expectancy has been halved from eight years to four, but it would take another 30 years for the life spans to become equal — if the average longevity of whites remains static.
• The longer that Hispanic immigrants live in the United States, the less healthy they become. Their health status is similar to whites’ when they arrive, but over time deteriorates to a level almost as low as blacks’. Subsequent generations born in America are less healthy than their immigrant forebears.
• Ten standard measures of health, such as blood pressure and cholesterol levels, show the bodies of African-Americans at midlife have aged 10 years faster than whites’. The premature aging, Williams said, shows «how physiologically compromised you are because of the onslaught of chronic, ongoing physical, chemical, psychosocial stressors.»

What are those stressors? Much attention has been paid to income inequality affecting all Americans, more so people of color. But for blacks and Hispanics, Wilson and Williams said, the wealth gap is wider and more significant.
A 2014 census report showed that Hispanics earn 70 cents and African-Americans earn 59 cents for every dollar whites earn. For African-Americans, the disparity is the same as it was in 1978, according to Williams.

Another report from the Census Bureau indicated that in 2013, «For every dollar of wealth that white households had, Hispanic households had seven cents, and black households had six pennies,» Williams said.

Taken together, the two sets of proportions peg the wealth gap as 10 times larger than income inequality for African-Americans and Hispanics. Possessing minimal assets causes insecurity and stress over how to cope with life’s ups and downs.

«It’s the wealth gap. That’s where the real problem is,» said Wilson, the Lewis P. and Linda L. Geyser University Professor.

Isolation in Impoverished Neighborhoods

One factor in the current gap was the Great Recession, in which African-Americans and Hispanics, having been disproportionately targeted for subprime loans by mortgage brokers, lost billions in wealth through home foreclosures. Another factor Wilson cited was the «growing deterioration of the conditions of poor blacks» and their isolation in impoverished neighborhoods.

Before 1970, blacks lived in mixed-income neighborhoods more often than any other racial-ethnic group, Wilson said, but now they are the least likely to do so.

«Today poor black families have fewer middle-class neighbors than they had in 1970,» Wilson said. «When you combine this growing income segregation with [residential] racial segregation, you see that low-income blacks cluster in neighborhoods that feature disadvantages among several dimensions, including joblessness and [lower] educational attainment.»

Hispanics are also concentrated in low-income urban neighborhoods. The Initiative for a Competitive Inner City (ICIC), which Harvard Business School Professor Michael E. Porterfounded in 1994, has calculated that 37 percent of the nation’s inner-city residents are Hispanics and 31 percent are African-Americans.

Through the school years, both minority groups are on the short end of achievement gaps when compared with whites and Asians, and have higher dropout rates. Driving the high Hispanic dropout rate are deficiencies in bilingual education and the expectations of immigrant parents that teenagers work to help support their struggling families.

The biggest education gap for both groups is how much schooling they complete. In a knowledge economy that greatly rewards the better-educated, 50 percent of Asians and 29 percent of whites have earned a college degree, compared with 18 percent of blacks and 13 percent of Hispanics, according to the Census Bureau.

Because Williams believes that health disparities represent the cumulative impact of other inequalities, he calls for solutions that stretch traditional medical care and public health policy. His first step, though, would be universal access to insurance coverage. He favors a single-payer government system.

His next step? «Quality early childhood education for all, especially for those who are coming from low socioeconomic backgrounds who could not afford it,» Williams said. That initiative would start before birth with home visits by nurses who would counsel pregnant women on health and other matters.

From education research on achievement gaps, Ronald Ferguson has arrived at a similar conclusion. «Racial and socioeconomic and gender skill gaps are clearly apparent in the national data by the age 2. So you have to start prenatal to deal with these things,» said Ferguson, adjunct lecturer in public policy at Harvard Kennedy School (HKS) and faculty director of Harvard’s Achievement Gap Initiative.

Best Practices in Their Homes

In 2015, Ferguson launched a local collaboration, Boston Basics, that encourages the city’s parents to adopt five best practices in their homes to «help give children equal life chances.» They are simple activities such as «talk, sing, and point» to build communications skills, and «read and discuss stories» to enhance comprehension.

As part of Boston Basics, the Boston Public Health Commission is making home visits to expectant mothers in distressed families to teach them those practices — much as Williams envisions.

Ferguson advocates attention to the «social ecology» in settings where children spend time — home, school, community centers, and health centers, for example. He distinguishes that approach from a strictly neighborhood-based strategy.

To improve education, Wilson endorses a strategy initiated by the Obama administration, Promise Neighborhoods. These are designed to build «a complete continuum of cradle-to-career solutions of both educational programs and family and community supports, with great schools at the center,» according to the U.S. Department of Education.

«I think that the Promise Neighborhoods is built on the premise of providing people with the opportunity so that they can improve their life chances,» Wilson said.

Williams urges the broad improvement of schools serving disadvantaged students by assigning more quality teachers to instruct them — because those students have the greatest needs.

Wilson called for increasing the number of «programs that provide greater opportunity for occupational mobility.» Specifically, he endorsed the model of Career Academies, small, theme-based high schools that offer academic and career-oriented courses related to engineering, law, business and finance, or health sciences.

Davíd Carrasco, the Neil L. Rudenstine Professor of the Study of Latin America, also considers better schooling a central strategy. «Education is really one of the keys for Latinos to deal with the whole question of inequality,» said Carrasco, whose grandparents emigrated from Mexico.

Those improvements in early childhood experiences and schools are intended to better prepare African-American and Hispanic students for postsecondary education. Earning a college degree, on average, lifts income over a lifetime.

But Wilson sees a need to do more to address racial and ethnic inequalities in income.

«I think a strong case can be made for introducing bills in Congress designed to specifically target unemployment in the highest areas of joblessness,» Wilson said. «Funds are needed for a healthy, healthy dose of public-sector job creation and maybe private-sector on-the-job-training slots.»

Wilson compared the idea to the Works Progress Administration during the Great Depression, which created jobs on infrastructure projects. His plan would benefit «heavily black urban areas, inner-city areas, where the number of low-skill individuals vastly exceeds the number of low-skill jobs,» he said, but also «predominantly white, Hispanic, and Asian areas which have been beset by high rates of joblessness.»

Beyond government programs, government fiscal policies also need to change, Wilson said.

«At some point we’re going to have to talk about the redistribution of resources,» Wilson said. «We will need tax and welfare policies along with greater public investment to improve neighborhoods where people reside as well as the institutions that serve them.»

A market-oriented approach

Porter, who is the Bishop William Lawrence University Professor at the Institute for Strategy and Competitiveness at Harvard Business School, has been working for two decades to lift income and wealth levels in poor urban neighborhoods using a market-oriented approach rather than a government-driven one.

After the Los Angeles riots in 1994, Porter founded the ICIC in Boston to increase business activity in urban areas with low income levels and high poverty and unemployment rates.

«A lot of the thinking when we started said that the problem was a social problem,» Porter recalled. «There are many social issues in these communities, and that’s why the performance is what it is. But ultimately this couldn’t be solved by building affordable housing or social programs. We also had to at the same time be creating an economic strategy to help grow businesses and attract new businesses into these locations, which would improve the accessibility of jobs.»

Porter discovered unrecognized competitive advantages in inner cities: a lower-cost location close to downtowns and tourist sites, a consumer market with dense populations balancing lower incomes, and the presence of anchor institutions such as major hospitals.

The ICIC has helped provide management training to bootstrap entrepreneurs and connect 834 companies with $1.3 billion in capital. Since 1999, it has published the annual Inner City 100 list to promote awareness of fast-growing companies in the urban core.

This is an incredibly complicated problem, and it’s been 20 years. It’s not solved,» Porter said. «We know a lot more about what to do. We’ve got more people doing it, but we’ve got a ways to go.»

Porter is a fan of a government program that takes a market-based approach to inner-city neighborhoods, the empowerment zones created in the Clinton administration that give businesses financial incentives to locate in those areas.

Williams also advocates economic development in disadvantaged neighborhoods. But he wants a direct government approach, similar to the Marshall Plan the United States undertook to help rebuild Europe after World War II.

«We also need to fix neighborhood environments. In some neighborhoods in the United States, it’s difficult to live a healthy lifestyle,» Williams said.

Wilson, an African-American who grew up poor in Pennsylvania, cannot imagine much progress being made on racial and ethnic inequality without a change in how the problem is framed in the public mind.

«The emphasis should be on one of fairness: People should not be denied the opportunity to make a living because of factors beyond their control,» he said. «If this message were strongly emphasized by our political leaders, I think it would resonate with the American people.»

Carrasco suggested the prevailing mindset could be changed from the bottom up. «Part of the solution is a social movement. You need social movements among Latinos,» he said.

Wilson has not given up hope despite seeing limited change in the economic position of African-Americans during his 80 years.

«Here’s my problem: How do I fight pessimism? I fight it all the time,» Wilson said. «I try to keep thinking that eventually we’re going to come around to addressing these problems.»

Kenneth J. Cooper is a correspondent for the Harvard Gazette. This article is the seventh in a series on what Harvard scholars are doing to identify and understand inequality, and was republished with permission.

Costs of Inequality: For Blacks and Hispanics, Faster Lives and Quicker Deaths

 Kenneth J. Cooper

U. S.  News & World Report  March 15, 2016